I had a Gaia online account, and did spend actual money. I didn't have a debit card, so I for real sent in a check snail mail. I got a few pieces, and then $15 later realized that they were going to continually release these add-ons, and the whole system was set up to encourage you to buy more so you could be the next hot shit person who owned wings worth 1 billion gold or whatever. I had no self control, so I quit cold turkey.
As an aside, frankwest.xyz is fucking beautiful, and hope it fills out with more smilies found on different forums. XD is my favorite.